What a licensed independent broker does in Maine
A broker is the person who does the shopping for you, helps you enroll in the plan that best meets your particular needs and helps you with renewals and questions going forward.
Maine Health Insurance Brokers are independent licensed producers, contracted with all the major health insurance carriers in the state of Maine.
Spencer Martin
With more than 10 years of experience selling employer and individual health insurance and benefits, I help Maine employers and families find coverage that fits their needs and their budgets.
I have also spent the last 7 years working with Maine businesses on their property and casualty insurance needs, so I understand the bigger picture of what owners juggle when making benefits decisions.
I enjoy spending time with my family and raising our two kids in Midcoast Maine. I’m proud to serve the community I call home, and I treat every client the way I’d want my own family treated: with clear answers, honest advice, and no pressure. Request a quote today.
Sara Martin
With many years of experience helping individuals and families navigate their health insurance options, I am passionate about making the process clear, approachable, and personalized. My background also includes several years in marketing and account management within the nonprofit sector, where I developed a strong foundation in relationship-building, communication, and understanding each client’s unique needs. I take pride in listening carefully, answering questions, and helping clients find coverage that aligns with both their healthcare needs and their family’s priorities.
Maine has always felt like home. I grew up in Belfast and, after spending 20 years away, returned to the Midcoast to raise my own family. I love being part of a small, close-knit community and feel fortunate to live and work in a place where relationships matter. When I am not helping clients with their health insurance needs, you can find me in the garden, on a trail, at the beach, or planning the next family adventure. Request a quote today.
Being Local To Maine Matters
Why does it matter that your broker is licensed in Maine specifically, and not just licensed somewhere?
- Your agent at Maine Health Insurance Brokers understand the insurance carrier networks and which are strongest in which parts of Maine. Insurance doesn’t do much good, if you can’t see the provider you want and need to.
- Tules that decide your outcome are Maine specific. Maine merged its individual and small group markets in 2023, so a small group quote here doesn’t behave the way it does in most states.
- Maine also requires every insurer selling Medicare Supplement coverage to designate one month each year as a guaranteed issue period for Plan A, and the Maine Bureau of Insurance publishes a chart of which month each carrier picked. A broker who doesn’t know that chart exists can’t use it for you.